United Kingdom is considered one of the best international destination for higher education. It offers a perfect mix of good institutions, courses and affordable fees. UK also ranks as one of the most preferred study destination by Indians as the Indian curriculum matches that of the British to a great extent. Hence, Indian students face less adaptability problems while studying in UK University.
When it comes to health care, it is often believed that the NHS services offered in UK is enough and no student medical insurance is required. Agreed that it is not mandatory to have one in UK, but it definitely is important to have one. Why? Simply because the NHS is not a free medical service; charges are made for certain things so you should not assume that all treatments will be free. Generally, as an International Student studying on a course in the UK for more than six months, you are entitled to the same treatment as UK citizens.
None the less, you do require to compliment your NHS cover with a comprehensive Student Medical policy that cover medical costs if you fall ill, and also to cover the additional possible costs resulting from illness. These can be substantial, and include things like study interruption, compassionate visit, medical evacuation and repatriation of remains.
ICICI Lombard GIC covers all these and more at most nominal prices. Apart form medical benefits, we also provide 8 non medical covers. You can buy online with us instantly without any paperwork and get insurance in just a few minutes..
Here are a few reasons on why you need to complement your NHS cover with ICICI Lombard Student Medical Insurance
- Avail coverage at all hospitals including Private Clinics – Avail treatment at all hospitals including Private Clinics. Along with General Practitioner Charges, Specialist Treatment like Dental Treatment Charges is also covered.
- Worldwide Cashless Hospitalization Facility – Avail cashless hospitalization across network hospitals worldwide. This means that you are covered even if you were to travel outside UK to European countries during your internship program.
- Avoid long waiting periods – With ICICI Lombard Student Medical Insurance, you can avoid long wait periods to avail medical treatment.
- 8 Non-Medical Benefits – Avail coverage for 8 additional non-medical benefits including Bail Bond, Study Interruption, Compassionate Visit
- 2 year Continuous plan – Opt for 2 year Plans to cover your entire period of study (365+365 days)
To know more about studying in UK and university specific insurance requirements, click here.
Tags: dental, health care UK, ICICI Lombard, Indian student, medical coverage, NHS, non medical coverage, student medical insurance, Study in UK, UK university

