Student Medical Insurance for studying in USA

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United States of America is the top destination for higher education and studies today. With world’s top rated universities, its varied and unconventional courses and specialization, and state-of-the-art training and research facilities, USA is globally recognized for producing the finest intellectuals.

The number of Indians going to United States for higher education is increasing year by year. One of the main aspects of preparing for the academic sojourn is the Student Medical Insurance. And this becomes all the more important when going to USA for a simple fact that health care is very expensive there. Besides, current US laws requires that students should carry at least the most basic international student health insurance with adequate medical coverage.

Although the universities provide health insurance coverage, they also waive it off for an equivalent insurance policy form the home country. The cost of US student health insurance could range anything from $50 to $1,000 per month. Buying  insurance from the home country enables one to avail the same coverage at a comparatively low cost.

Student Medical insurance provides medical benefits, that covers medical bills and cost of hospitalization. Besides, the student gets other benefits including emergency medical evacuation and repatriation.

ICICI Lombard GIC offers affordable Student Medical Insurance covering medical and other benefits at a price much less than what the US university provides. When buying from India, the student pays premiums in rupees and is covered in dollars! Apart from medical benefits, we also provide 8 non medical covers. Moreover, you can buy student health insurance online and insure yourselves instantly, without any paperwork.

Here are a few reasons should buy your Student Medical Insurance from ICICI Lombard

The insurance plans are University Compliant
The student plans are tailor made according to the requirement of specific universities. Thus, the policies are university compliant and you can easily get a waiver. To check your university specific insurance requirement and to buy the recommended compliant plan online, click here

Pay in Indian rupees rather than dollars
When you buy your policy in India, you pay in rupees at 1/3rd of the cost of buying in dollars.

Tie-up with United Health Group
ICICI Lombard has now tied up with United Health Group (UHG), one of the largest health care companies in the US. This tie-up will provides all Indian students access to United Healthcare’s network of hospitals and physicians.

Worldwide Cashless Hospitalization Facility
Avail cashless hospitalization across network hospitals worldwide. This means that you are covered even during your internship program outside USA.

Policy coverage for 2 years
Student Medical Insurance is now available with a continuous cover for 2 years. Now cover your entire period of study and save yourself of policy extension hassles.

The convenience of buying online
You can buy your university compliant insurance plan from www.icicilombard.com online in just a few minutes! With zero paperwork, the online policy is generated instantly and can be accessed online anytime from anywhere in the world. It is a digitally signed and is thus a valid legal document. Not only this, you can also renew it online instantly. 

Extend your policy 3 months in advance
Now you do not have to wait till policy expiry to extend your Student Medical cover, extend your policy 3 months in advance.

To know more about insurance requirements of various universities in Unites States, click here.

Also visit our Student Medical Insurance section to learn more about the plans we offer.

Tags: affordable student insurance, health, ICICI Lombard, Indian student, international, online, student, student medical insurance, study in USA, travel, university, US, US student health insurance