‘Overseas Student Travel Insurance – Gold Plan’ – ICICI Lombard’s comprehensive student health insurance policy, for students planning to study abroad.

 Observing the latest trends in insurance, your health comes first in the list. Health insurance figures as the topmost priority for any individual, irrespective of age, in current times. Venturing out into a competitive world itself creates a hazardous situation where anything can happen to you any moment. While natural calamities and accidents are unforeseen events, avoidance of minor and major illnesses can be achieved through the concept of healthy living.

Yet, increasing pollution and environmental hazards has turned the tide for individuals who are extremely conscious about their health and who opt for preventive measures. Particularly the student community who faces stiff competition and has to deal with loads of pressure almost every second day, are at a much greater risk of falling into the trap of serious illnesses. Everyone around, particularly parents of children, who encourage a child’s competitive streak and ambition to do well in life, agree to send them abroad for higher studies, yet suffer from anxiety and apprehension, regarding their child’s physical and mental well-being. We at ICICI Lombard understand their concern and offer to provide effective solutions to secure their child’s welfare requirements, taking a step forward to insure their health.

While, having faith and a positive outlook keeps you from becoming unnecessarily apprehensive about untoward incidents like loss of baggage or passport, medical emergencies, and other unforeseen emergencies, being cautious and taking preventive measures is only a sign of being sensible and not taking risks while traveling across to a foreign country.

ICICI Lombard General Insurance Company Ltd., the country’s largest private sector General Insurance Company offers ‘Overseas Student Travel insurance – Gold Plan’ - a comprehensive health cover against medical expenses for students planning to study abroad. It is a specially designed product, which understands the needs and requirements of a student studying abroad.

ICICI Lombard General Insurance Company Ltd., the country’s largest private sector General Insurance Company offers ‘Overseas Student Travel insurance – Gold Plan’ – a comprehensive health cover against medical expenses for students planning to study abroad. It is a specially designed product, which understands the needs and requirements of a student studying abroad.

How to avail the plan:

The plan offered by ICICI Lombard makes life simpler for a student who is oblivious to the fact that medical expenses in a foreign land can be sky high, particularly in a country like the USA. All that is required of the student and his parents is to initiate a thorough online research on the university’s insurance requirements and ICICI Lombard’s offerings and chose the best health insurance policy that suits his needs. ICICI’s ‘University Tracker’ system will enable the student to access and compare the vast database of insurance requirements of the universities and ICICI Lombard, thus helping the student to make the right choice. Our website will also enable the student’s to access waiver form and other coverage details.

Comprehensive coverage of the Plan:

 An all comprehensive plan is what every student desires, and ICICI Lombard has just the right solutions for every kind of situation. Apart from basic medical covers, ICICI Lombard offers additional covers such as personal liability; bail bond, sponsors protection, repatriation of remains, checked-in baggage loss, studies interrupted on account of medical conditions or compassionate grounds, and reimbursement of round trip economy class ticket for student/family member in case of hospitalization for more than 7 days.

 Facility of premium refund:

 While investing in any plan, the first concern any individual expresses is whether the amount will be refunded in case the selected insurance policy is rejected by the concerned university. ICICI Lombard provides facility of premium refund in case a student’s university does not accept our insurance policy, for the purpose of providing waiver from insurance provided by them if applied within 60 days of the policy inception.

 Cashless claim settlement:

 ICICI Lombard has tie-ups with a vast network of hospitals across the globe, including toll-free numbers to file a claim in the USA/Canada and also call-back facility in other countries. Our TPA (Third Party Administrator) provides cashless claims settlement facility to student’s studying abroad, thus, securing them from any kind of inconvenience while registering a claim and in the process gaining trust base of a vast clientele base.

 Is the process time consuming?

 The process starting right from selecting the best health insurance policy to claiming the amount might seem like a long-winding process with a series of twists and turns. However, we value your time at ICICI Lombard, and have identified a solution for saving your precious time. All you need to do is log in to www.icicilombard.com and click on the

 Summary:

 Securing your health, while making that trip abroad, is the best way to ensure a secure and safe stay in a foreign country and a college life filled with enthusiasm and vigor, thus enabling you to come out with flying colors.

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